Atom Lender
What’s the tale? A retail bank centered when you look at the 2013, it actually was new UK’s basic financial built for mobile phone or pill, with no twigs, and also the first digital-simply opponent bank as granted an entire United kingdom regulatory license. Situated in Durham, the lending company possibly does not benefit from the same identification or magnificence due to the fact Starling and you can Washington online installment loans Monzo, however, has actually did better in the listings of best-creating startups.
Can it render mortgages? Sure, it is the merely of the larger five electronic adversary finance companies so you’re able to offer mortgage loans. It’s very first-big date client finance, remortgaging, the latest pick mortgages and you may near prime mortgage loans for those with ‘less-than-perfect’ fico scores. (suite…)